## Acorn’s Investment Strategy
Acorn is a micro-investing app that allows users to invest in a diversified portfolio of stocks and bonds with as little as $5. The company’s investment strategy is designed to be simple, low-cost, and accessible to everyone.
Acorn uses a passive investment approach, which means that it invests in a diversified portfolio of stocks and bonds that are designed to track the performance of the overall market. This approach is designed to maximize returns while minimizing risk.
Acorn’s portfolio is composed of a mix of large-cap, mid-cap, and small-cap stocks, as well as a small allocation to international stocks. The portfolio is also diversified across different sectors of the economy, such as technology, healthcare, and financials.
Acorn’s investment strategy has been successful in generating returns for its users. Since its launch in 2012, Acorn has generated an average annual return of 7%. This return is comparable to the returns generated by other passive investment strategies, such as index funds.
## Acorn’s Fees
Acorn charges a monthly subscription fee of $1. This fee covers the cost of managing your account and investing your money. Acorn also charges a trading fee of $0.05 per trade. This fee is only charged when you buy or sell stocks or bonds.
Acorn’s fees are low compared to other investment platforms. Many other platforms charge higher monthly fees and trading fees. Acorn’s low fees make it a great option for investors who are looking for a low-cost way to invest.
## How to Get Started with Acorn
Getting started with Acorn is easy. Simply download the Acorn app from the App Store or Google Play. Then, create an account and fund it with as little as $5. Acorn will then create a diversified portfolio of stocks and bonds for you.
You can add money to your Acorn account at any time. You can also set up automatic deposits, so that you can invest regularly. Acorn will automatically invest your money in your portfolio.
Acorn is a great way to start investing, even if you don’t have a lot of money. With its low fees and simple investment strategy, Acorn makes it easy to get started with investing.
## How to Choose the Right Acorn Portfolio
Acorn offers three different portfolio options:
* **Conservative:** This portfolio is designed for investors who are looking for low risk and low returns. The portfolio is invested in a mix of stocks and bonds, with a focus on bonds.
* **Moderate:** This portfolio is designed for investors who are looking for a balance of risk and return. The portfolio is invested in a mix of stocks and bonds, with a focus on stocks.
* **Aggressive:** This portfolio is designed for investors who are looking for high risk and high returns. The portfolio is invested in a mix of stocks and bonds, with a focus on stocks.
The best portfolio for you will depend on your individual risk tolerance and investment goals. If you are not sure which portfolio is right for you, you can take Acorn’s risk tolerance quiz.
## How to Track Your Acorn Investments
You can track your Acorn investments by logging into your account on the Acorn website or mobile app. Your account dashboard will show you your account balance, your investment performance, and your portfolio allocation.
You can also view your investment history and make changes to your portfolio. Acorn makes it easy to track your investments and make informed investment decisions.
## Conclusion
Acorn is a great investment platform for beginners and experienced investors alike. With its low fees, simple investment strategy, and easy-to-use platform, Acorn makes it easy to get started with investing.